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HSA Contribution Limits Released for 2022

Updated: Jan 17, 2022

The IRS has released the Health Savings Account (HSA) and High Deductible Health Plan (HDHP) limits for 2022. These limits will go into effect on January 1, 2022.

  • Individual: The HSA limit increased to $3,650 (up $50 from $3,600 in 2021).

  • Family: The HSA limit increased to $7,300 (up $100 from $7,200 in 2021).

  • 55 & Older: Those over age 55 can continue to contribute an extra $1,000 per year.

Remember, you can only contribute to an HSA if you're in a qualified high-deductible health plan. In 2022, the minimum annual deductible for HDHPs has not changed - $1,400 for an individual and $2,800 for a family.


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